Goal-Based Planning — Anvitra Atlas

Feature

Map their financial future

Help clients see the path to their dreams. Atlas brings goal-based planning, SIP calculators, risk profiling, and scenario analysis together in a single, intuitive interface.

What you can do

Plans clients actually follow

Goal Creation

Define goals like retirement, children's education, home purchase, or custom milestones. Set target amounts, time horizons, and priority levels. Atlas calculates the required monthly SIP instantly.

Risk Profiling

Built-in psychometric risk questionnaires generate a risk profile for each client. Atlas recommends asset allocation across equity, debt, and hybrid funds based on the profile.

SIP Calculators

Interactive SIP, lump sum, and step-up calculators with inflation adjustment. Show clients exactly how their money grows over time with visual projections.

Scenario Analysis

Model "what-if" scenarios — early retirement, increased SIP, market downturns, or goal priority changes. Compare outcomes side by side and adjust plans in real time.

Plan Tracking

Monitor progress against every goal in real time. Atlas tracks SIP adherence, portfolio valuation, and goal completion percentage with automatic rebalancing alerts.

Plan Reports

Generate beautiful, client-ready plan reports with your branding. Include projections, asset allocation, SIP details, and goal progress — all in one PDF.

Getting Started

Getting started with goal planning

01 /

Profile your client's risk appetite

Send the built-in risk questionnaire to your client via email or WhatsApp. Atlas generates a risk score and recommends an asset allocation across equity, debt, and hybrid categories.

02 /

Define financial goals

Work with your client to add goals — retirement, education, home purchase, or custom milestones. Set the target amount, time horizon, and current savings for each goal.

03 /

Generate the investment plan

Atlas calculates the recommended monthly SIP for each goal based on the risk profile, time horizon, and expected returns. Adjust assumptions, model scenarios, and finalize the plan.

04 /

Track and rebalance

Once the plan is active, Atlas monitors portfolio performance against goals. You'll receive alerts for SIP gaps, portfolio drift, and rebalancing opportunities — keeping every plan on track.

FAQ

Frequently asked questions

Atlas uses customizable return assumptions — default 12% for equity, 7% for debt, and 8.5% for hybrid. You can adjust these per client or per goal to match your advisory philosophy.

Yes. Atlas generates a client-facing portal link where investors can view their goals, track progress, and see projections. The portal is white-labeled with your branding.

Yes. Atlas supports step-up SIPs with annual increment percentages. The planner accounts for step-ups in its projections and automatically adjusts transaction execution.

Yes. Every plan generates a compliance-ready PDF with the risk profile, asset allocation, SIP recommendations, and suitability assessment. All plans are versioned and stored for audit trails.